# Lender ### **Step 1: Deposit WBERA** Supply WBERA to the **Steady Teddys / WBERA** pool and receive **iWBERA-TEDDYS** tokens, which represent your share in the pool. ### **Step 2: Earn Interest** Your earnings are reflected in the **exchange rate** between iWBERA-TEDDYS and WBERA.\ The interest rate is **dynamic**, based on pool utilization—higher utilization = higher interest for lenders. ### **Step 3: Withdraw Anytime (if liquidity allows)** You can supply more or withdraw at any time, as long as there’s enough liquidity in the pool.\ Note: If too much has been borrowed, full withdrawal might not be immediately possible. ### **Step 4: Claim $PADD Rewards** Once the claim function is live post-TGE, you’ll be able to claim your earned **$PADD rewards** directly. --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.paddlefi.com/user-guide/lender.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.