Collateral Loan

Paddle Finance extends the utility of bespoke assets for generating cash flow, while also incorporating mainstream assets through its collateralized loan services. This approach significantly boosts the turnover rate of the entire cryptocurrency asset market.

Addressing Market Challenges

Paddle’s innovative product design tackles key issues related to bespoke asset pricing and circulation, effectively bridging the gap where other financial tools fall short. This unique positioning allows Paddle to address market needs that other loan products cannot, offering solutions that are just as effective for standard assets. For widely used collateral assets like ETH and WBTC, Paddle enhances borrowing flexibility and capital efficiency, making it an appealing choice for a diverse range of investors.

Diverse Loan Forms Tailored to User Needs

Peer-To-Peer Lending:

This traditional form allows borrowers to set their collaterals and loan parameters independently, with one lender participating per loan. Paddle facilitates setting up a lender in advance, ideal for meeting specific OTC loan demands.

Crowd Lending:

Best suited for assets with low turnover rates, where value might fluctuate significantly. Paddle uses a crowdfunding model to allow a limited number of participants to decide voluntarily whether to lend, based on the initiated loan conditions and their desired capital contribution.

Pool Lending:

An excellent choice for assets with high turnover rates and low risk, Pool Lending is tailored for assets that maintain high transaction volumes and stable values. Utilizing a liquidity pool-based approach, this method ensures rapid and efficient fundraising, enabling asset holders to secure loans quickly.

More detailed information and use cases will be provided in subsequent documentation.